hujun
7c252fc730
新增产品对比页面 compare/compare，支持同一评估下最多3个产品的横向对比，展示额度、期限、利率、适用条件等核心指标及匹配详情。 新增 matches.uts 服务层，封装匹配列表、详情、公共产品查询接口。 新增 account 分包的 latest-report.uts 服务，用于查找用户最新成功报告。 调整个人中心页面，将“评估记录”改为“开始评估”，新增最近报告直达功能。 更新文档，标记匹配相关接口及原型07、09页面已实现，调整页面数量至26页。 移除 finance 分包中旧的 fetchMatches、fetchProduct 模拟数据接口，统一使用正式API。
223 lines
21 KiB
Plaintext
223 lines
21 KiB
Plaintext
import { getSession, requestJson } from '@/services/api.uts'
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import { assessmentApiPayload, draftText } from '@/services/assessment.uts'
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import { assessmentRequestKey } from '@/services/assessment-flow.uts'
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import { yuanToWan, wanToYuan } from '@/services/money.uts'
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import { demandValidationMessage } from '@/services/assessment-demand.uts'
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export type AssessmentRecord = { id: string, type: string, status: string, statusLabel: string, message: string, city: string, submittedAt: string, taskId: string, stage: string, canRetry: boolean }
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export type AssessmentPage = { items: AssessmentRecord[], hasMore: boolean, nextCursor: string }
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export type AssessmentField = { label: string, value: string }
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export type ArchiveSection = { id: string, icon: string, title: string, note: string, fields: AssessmentField[], provided: number }
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export type AssessmentDetail = { record: AssessmentRecord, fields: AssessmentField[], sections: ArchiveSection[] }
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export type ArchiveCompleteness = { percent: number | null, description: string }
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// 档案只消费报告中已保存的完整度，不用当前表单规则重算旧评估，也不把缺失当作0%。
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export async function fetchArchiveCompleteness(id: string): Promise<ArchiveCompleteness> {
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const report = await requestJson('/assessments/' + encodeURIComponent(id) + '/report', 'GET', {})
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if (report.getString('assessmentId') != id) throw new Error('报告与当前档案不一致')
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if (report.getNumber('resultVersion') == 1) return { percent: null, description: '这份旧版报告未计算完整度，已提交资料仍可查看。' }
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if (report.getNumber('resultVersion') != 2) throw new Error('报告格式暂不支持')
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const completeness = report['completeness'] as UTSJSONObject | null
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if (completeness == null || completeness.getString('status') != 'evaluated') return { percent: null, description: '这份报告尚未评定资料完整度。' }
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const percent = completeness.getNumber('percent')
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if (percent == null || !Number.isInteger(percent) || percent < 0 || percent > 100) throw new Error('完整度数据暂不可读取')
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return { percent, description: '反映本次评估时的资料填写情况，不代表信用评分或审批结果。' }
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}
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function recordFrom(item: UTSJSONObject): AssessmentRecord {
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const submitted = draftText(item, 'submittedAt')
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const date = new Date(submitted)
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const pad = (value: number): string => value < 10 ? '0' + value.toString() : value.toString()
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const dateLabel = submitted.length == 0 || isNaN(date.getTime()) ? '时间未知' : date.getFullYear().toString() + '-' + pad(date.getMonth() + 1) + '-' + pad(date.getDate()) + ' ' + pad(date.getHours()) + ':' + pad(date.getMinutes())
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return { id: draftText(item, 'assessmentId'), type: draftText(item, 'type'), status: draftText(item, 'status'), statusLabel: draftText(item, 'statusLabel'), message: draftText(item, 'message'), city: draftText(item, 'city'), submittedAt: dateLabel, taskId: draftText(item, 'taskId'), stage: draftText(item, 'stage'), canRetry: item['canRetry'] == true }
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}
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export async function retryAssessment(id: string, requestId: string): Promise<void> {
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await requestJson('/assessments/' + encodeURIComponent(id) + '/retry', 'POST', { requestId })
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}
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export type ReportMatching = { status: string, snapshotId: string, ruleVersion: string, orderingVersion: string, eligible: string, ineligible: string, unknown: string }
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export type AnalysisReport = { version: number, generatedAt: string, completenessPercent: number | null, matching: ReportMatching, summary: string, facts: AssessmentField[], observations: string[], suggestions: string[], dataGaps: string[], disclaimer: string, matchingMessage: string, modelCode: string, demand: AssessmentField[], completenessText: string, completenessItems: AssessmentField[], readinessLabel: string, readinessBasis: string[], warnings: string[] }
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export async function fetchAnalysisReport(id: string): Promise<AnalysisReport> {
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const result = await requestJson('/assessments/' + encodeURIComponent(id) + '/report', 'GET', {})
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const version = result['resultVersion'] as number
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if (result['assessmentId'] != id || (version != 1 && version != 2) || (version == 1 && result['reportType'] != 'self_reported_analysis') || (version == 2 && result['reportType'] != 'financing_needs_analysis')) throw new Error('报告格式不支持')
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const date = new Date(draftText(result, 'generatedAt'))
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const pad = (value: number): string => value < 10 ? '0' + value.toString() : value.toString()
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const generatedAt = isNaN(date.getTime()) ? '未记录' : date.getFullYear().toString() + '-' + pad(date.getMonth() + 1) + '-' + pad(date.getDate()) + ' ' + pad(date.getHours()) + ':' + pad(date.getMinutes())
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const rawMatching = result['matching'] as UTSJSONObject | null
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const matching: ReportMatching = { status: 'unavailable', snapshotId: '', ruleVersion: '', orderingVersion: '', eligible: '—', ineligible: '—', unknown: '—' }
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if (version == 2 && rawMatching != null) {
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matching.status = draftText(rawMatching, 'status')
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if (!['completed','unavailable'].includes(matching.status)) throw new Error('报告匹配状态暂不可读取')
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if (matching.status == 'completed') {
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matching.snapshotId = draftText(rawMatching, 'catalogSnapshotId'); matching.ruleVersion = draftText(rawMatching, 'ruleVersion'); matching.orderingVersion = draftText(rawMatching, 'orderingPolicyVersion')
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const count = (key: string): string => { const value = rawMatching!.getNumber(key); if (value == null || !Number.isInteger(value) || value < 0) throw new Error('报告匹配统计暂不可读取'); return value.toString() }
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matching.eligible = count('candidateCount'); matching.ineligible = count('ineligibleCount'); matching.unknown = count('unknownCount')
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if (matching.snapshotId.length == 0 || matching.ruleVersion.length == 0 || matching.orderingVersion.length == 0) throw new Error('报告匹配版本暂不可读取')
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}
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}
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const facts: AssessmentField[] = []
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const rawFacts = result['facts'] as UTSJSONObject[]
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rawFacts.forEach((fact: UTSJSONObject) => {
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const raw = fact['value']
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let value = raw == null ? '未填写' : (typeof raw == 'number' ? (raw as number).toString() : draftText(fact, 'value'))
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if (fact['value'] != null && fact['unit'] == 'yuan') value = yuanToWan(value) + ' 万元'
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if (fact['value'] != null && fact['unit'] == 'month') value += ' 个月'
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if (fact['state'] == 'invalid') value = '格式需核实'
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const enumLabels: UTSJSONObject = { six_months_plus: '连续缴纳6个月以上', under_six_months: '缴纳不足6个月', none: '无' }
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if (enumLabels[value] != null) value = enumLabels[value] as string
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// v2的需求在独立区块展示，避免用途代码和同一金额重复出现。
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if (version == 2 && ['requestedAmountYuan', 'requestedTermMonths', 'purposeCode'].includes(draftText(fact, 'fieldKey'))) return
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facts.push({ label: draftText(fact, 'label'), value } as AssessmentField)
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})
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if (version == 2) {
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const demandData = result['demand'] as UTSJSONObject
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const completeness = result['completeness'] as UTSJSONObject
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const readiness = result['readiness'] as UTSJSONObject
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const items = completeness['items'] as UTSJSONObject[]
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const basis = readiness['basis'] as UTSJSONObject[]
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const stateLabels: UTSJSONObject = { provided: '已填写', missing: '待补充', invalid: '需核实', not_applicable: '不适用' }
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const completenessItems = items.map((item: UTSJSONObject): AssessmentField => ({ label: draftText(item, 'label'), value: stateLabels[draftText(item, 'state')] as string }))
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const demand: AssessmentField[] = [
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{ label: '融资金额', value: yuanToWan(draftText(demandData, 'requestedAmountYuan')) + ' 万元' },
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{ label: '融资期限', value: (demandData['requestedTermMonths'] as number).toString() + ' 个月' },
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{ label: '资金用途', value: draftText(demandData, 'purposeLabel') }
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]
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const evaluated = completeness['status'] == 'evaluated'
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const completenessPercent = evaluated ? completeness.getNumber('percent') : null
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if (evaluated && (completenessPercent == null || !Number.isInteger(completenessPercent) || completenessPercent < 0 || completenessPercent > 100)) throw new Error('完整度数据暂不可读取')
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const completenessText = evaluated ? (completeness['percent'] as number).toString() + '% · 已填写 ' + (completeness['providedCount'] as number).toString() + ' / ' + (completeness['applicableCount'] as number).toString() + ' 项' : '资料完整度规则待配置'
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// 模型文本仅显示已通过后端验证的证据引用；准备状态不由模型推导。
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const explain = (key: string): string[] => (result[key] as UTSJSONObject[]).map((item: UTSJSONObject): string => {
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const labels = (item['evidenceRefs'] as string[]).map((ref: string): string => {
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if (ref.startsWith('fact:')) {
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const fact = rawFacts.find((entry: UTSJSONObject): boolean => draftText(entry, 'fieldKey') == ref.slice(5))
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return fact == null ? '' : draftText(fact, 'label')
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}
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const entry = basis.find((entry: UTSJSONObject): boolean => draftText(entry, 'basisId') == ref.slice(10))
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return entry == null ? '' : draftText(entry, 'message')
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}).filter((label: string): boolean => label.length > 0)
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return draftText(item, 'text') + (labels.length > 0 ? '（依据：' + labels.join('；') + '）' : '')
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})
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return { version, generatedAt, completenessPercent, matching, summary: draftText(result, 'summary'), facts, observations: explain('strengths'), suggestions: explain('improvements'), dataGaps: explain('riskWarnings'),
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// 新报告展示服务端冻结结果的统计；旧报告无此字段时保留原提示，不重算历史。
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disclaimer: draftText(result, 'disclaimer'), matchingMessage: draftText(result, 'matchingMessage').length > 0 ? draftText(result, 'matchingMessage') : '产品资料及匹配规则尚未就绪，本报告未执行产品匹配。', modelCode: draftText(result, 'modelCode'),
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demand, completenessText, completenessItems, readinessLabel: readiness['status'] == 'evaluated' ? draftText(readiness, 'label') : '未评定',
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readinessBasis: basis.map((item: UTSJSONObject): string => draftText(item, 'message')), warnings: result['systemWarnings'] as string[] }
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}
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const observations = (result['observations'] as UTSJSONObject[]).map((item: UTSJSONObject): string => {
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const fact = rawFacts.find((entry: UTSJSONObject): boolean => entry['id'] == item['factId'])
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return (fact == null ? '' : draftText(fact, 'label') + '：') + draftText(item, 'text')
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})
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return { version, generatedAt, completenessPercent: null, matching, summary: draftText(result, 'summary'), facts, observations, suggestions: result['suggestions'] as string[], dataGaps: result['dataGaps'] as string[], disclaimer: draftText(result, 'disclaimer'), matchingMessage: draftText(result, 'matchingMessage'), modelCode: draftText(result, 'modelCode'), demand: [], completenessText: '旧版报告未计算资料完整度', completenessItems: [], readinessLabel: '未评定', readinessBasis: [], warnings: [] }
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}
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function enumValue(value: string, labels: string[], codes: string[]): string | null {
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if (value.length == 0) return null
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const index = labels.indexOf(value)
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if (index < 0) throw new Error('选项已变化，请重新选择')
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return codes[index]
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}
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export async function createAssessment(payload: UTSJSONObject): Promise<string> {
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const session = getSession()
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if (session == null) throw new Error('请先登录')
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const demandError = demandValidationMessage(draftText(payload, 'requestedAmountWan'), draftText(payload, 'requestedTermMonths'), draftText(payload, 'purposeCode'), draftText(payload, 'purposeDetail'))
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if (demandError.length > 0) throw new Error(demandError)
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const documents = payload['documents'] as UTSJSONObject[] | null
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const grants = payload['authorizations'] as string[] | null
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if ((documents != null && documents.length > 0) || (grants != null && grants.length > 0)) throw new Error('资料上传与外部查询授权尚未开放，请移除资料及授权选择后提交')
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const values = assessmentApiPayload(payload)
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const form = new UTSJSONObject()
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const textKeys = ['name', 'idCard', 'phone', 'city', 'occupation', 'company', 'enterpriseName', 'businessCode']
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const moneyKeys = ['monthlyIncome', 'annualRevenue', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardTotalLimit', 'creditCardUsedLimit']
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textKeys.concat(moneyKeys).forEach((key: string) => { const value = draftText(values, key).trim(); form[key] = value.length == 0 ? null : value })
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if (form['idCard'] != null) form['idCard'] = (form['idCard'] as string).toUpperCase()
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if (form['businessCode'] != null) form['businessCode'] = (form['businessCode'] as string).toUpperCase()
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const countKeys = ['creditLoanCount', 'creditCardCount', 'operatingMonths']
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countKeys.forEach((key: string) => {
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const value = draftText(values, key)
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if (value.length > 0 && !/^[0-9]{1,4}$/.test(value)) throw new Error('数量与经营月数须为0至9999的整数')
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form[key] = value.length == 0 ? null : parseInt(value)
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})
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form['maritalStatus'] = enumValue(draftText(values, 'maritalStatus'), ['已婚', '未婚', '离异', '丧偶'], ['married', 'single', 'divorced', 'widowed'])
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const socialKeys = ['socialSecurity', 'housingFund']
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socialKeys.forEach((key: string) => { form[key] = enumValue(draftText(values, key), ['连续缴纳 6 个月以上', '缴纳不足 6 个月', '未缴纳'], ['six_months_plus', 'under_six_months', 'none']) })
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const ownershipKeys = ['house', 'car']
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ownershipKeys.forEach((key: string) => { form[key] = enumValue(draftText(values, key), ['有', '无'], ['yes', 'no']) })
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const cityNames = ['深圳市', '广州市', '北京市', '上海市', '杭州市']
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const cityCodes = ['440300', '440100', '110100', '310100', '330100']
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const cityIndex = cityNames.indexOf(draftText(values, 'city'))
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form['cityCode'] = cityIndex < 0 ? null : cityCodes[cityIndex]
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// 需求金额单独命名单位，仅在提交边界换算，避免与收入及负债混用。
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form['requestedAmountYuan'] = wanToYuan(draftText(payload, 'requestedAmountWan'))
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form['requestedTermMonths'] = parseInt(draftText(payload, 'requestedTermMonths'))
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form['purposeCode'] = draftText(payload, 'purposeCode')
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form['purposeDetail'] = form['purposeCode'] == 'other' ? draftText(payload, 'purposeDetail').trim() : null
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const body: UTSJSONObject = { inputVersion: 2, type: values['type'], moneyUnit: 'yuan', form, documents: [] as UTSJSONObject[], consentIds: [] as string[] }
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body['requestId'] = assessmentRequestKey(session['token'] as string, JSON.stringify(body))
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const result = await requestJson('/assessments', 'POST', body)
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const id = draftText(result, 'assessmentId')
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if (id.length == 0) throw new Error('提交回执不完整，请重试')
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return id
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}
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export async function fetchAssessments(cursor: string, type: string = ''): Promise<AssessmentPage> {
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const params: UTSJSONObject = { limit: '20', cursor }
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// 按主体在服务端过滤后分页，不能只过滤当前页而漏掉更早的企业/个人档案。
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if (type.length > 0) params['type'] = type
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const result = await requestJson('/assessments', 'GET', params)
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const items = result['items'] as UTSJSONObject[] | null
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return { items: items == null ? [] : items.map((item: UTSJSONObject): AssessmentRecord => recordFrom(item)), hasMore: result['hasMore'] == true, nextCursor: draftText(result, 'nextCursor') }
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}
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export async function fetchAssessmentStatus(id: string): Promise<AssessmentRecord> {
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return recordFrom(await requestJson('/assessments/' + encodeURIComponent(id) + '/status', 'GET', {}))
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}
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export async function fetchAssessmentDetail(id: string): Promise<AssessmentDetail> {
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const result = await requestJson('/assessments/' + encodeURIComponent(id), 'GET', {})
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const form = result['form'] as UTSJSONObject | null
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if (form == null) throw new Error('评估详情不完整')
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const fields: AssessmentField[] = []
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const enterprise = result['type'] == 'enterprise'
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const sections: ArchiveSection[] = [
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{ id: 'basic', icon: 'file-text', title: '基本信息', note: enterprise ? '企业、联系人与融资需求' : '身份、联系方式与融资需求', fields: [], provided: 0 },
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{ id: 'income', icon: 'income', title: enterprise ? '经营信息' : '职业与收入', note: enterprise ? '经营行业、月数与营收' : '职业、收入与缴纳情况', fields: [], provided: 0 },
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{ id: 'assets', icon: 'asset', title: '资产与负债', note: '贷款、信用卡额度与房车情况', fields: [], provided: 0 },
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{ id: 'authorization', icon: 'authorization', title: '资料与授权', note: '私有资料与外部查询授权', fields: [], provided: 0 }
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]
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const addField = (section: number, label: string, value: string, provided: boolean) => {
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const field: AssessmentField = { label, value }
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fields.push(field); sections[section].fields.push(field)
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if (provided) sections[section].provided++
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}
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const keys = ['name', 'phone', 'city', 'idCard', 'enterpriseName', 'businessCode', 'occupation', 'company', 'operatingMonths', 'monthlyIncome', 'annualRevenue', 'creditLoanCount', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardCount', 'creditCardTotalLimit', 'creditCardUsedLimit', 'maritalStatus', 'socialSecurity', 'housingFund', 'house', 'car']
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const legacy = result['inputVersion'] == null || result['inputVersion'] == 1
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// 历史记录使用提交时冻结的用途标签，不拿当前字典重新解释旧需求。
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addField(0, '融资金额', legacy ? '当时未采集' : yuanToWan(draftText(form, 'requestedAmountYuan')) + ' 万元', !legacy && form['requestedAmountYuan'] != null)
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const term = form['requestedTermMonths'] as number | null
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addField(0, '融资期限', legacy || term == null ? '当时未采集' : term.toString() + ' 个月', !legacy && term != null)
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addField(0, '资金用途', legacy ? '当时未采集' : draftText(form, 'purposeLabel'), !legacy && form['purposeCode'] != null)
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if (form['purposeCode'] == 'other') addField(0, '用途说明', draftText(form, 'purposeDetail'), draftText(form, 'purposeDetail').length > 0)
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const labels = ['姓名 / 联系人', '手机号', '城市', '身份证号', '企业名称', '信用代码', '职业 / 行业', '工作单位', '经营月数', '月收入', '年营收', '信用贷款笔数', '欠款总余额', '贷款月还款金额', '信用卡张数', '信用卡总额度', '信用卡已用额度', '婚姻状况', '社保缴纳', '公积金缴纳', '是否有房', '是否有车']
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const moneyKeys = ['monthlyIncome', 'annualRevenue', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardTotalLimit', 'creditCardUsedLimit']
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const enumLabels: UTSJSONObject = { married: '已婚', single: '未婚', divorced: '离异', widowed: '丧偶', yes: '有', no: '无', six_months_plus: '连续缴纳6个月以上', under_six_months: '缴纳不足6个月', none: '未缴纳' }
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keys.forEach((key: string, index: number) => {
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const raw = form[key]
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let value = raw == null ? '未填写' : (typeof raw == 'number' ? (raw as number).toString() : raw as string)
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if (raw != null && moneyKeys.includes(key)) value = yuanToWan(value) + ' 万元'
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if (raw != null && key == 'operatingMonths') value += ' 个月'
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if (['maritalStatus', 'socialSecurity', 'housingFund', 'house', 'car'].includes(key) && enumLabels[value] != null) value = enumLabels[value] as string
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const personalOnly = ['idCard', 'company', 'monthlyIncome', 'maritalStatus', 'socialSecurity', 'housingFund']
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const enterpriseOnly = ['enterpriseName', 'businessCode', 'operatingMonths', 'annualRevenue']
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if ((result['type'] == 'enterprise' && personalOnly.includes(key)) || (result['type'] == 'personal' && enterpriseOnly.includes(key))) return
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const incomeKeys = ['occupation', 'company', 'operatingMonths', 'monthlyIncome', 'annualRevenue', 'socialSecurity', 'housingFund']
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const assetKeys = ['creditLoanCount', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardCount', 'creditCardTotalLimit', 'creditCardUsedLimit', 'house', 'car']
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// “无”及数值0都是已填写，不能用真值判断遗漏零负债、零经营月数。
|
||
addField(incomeKeys.includes(key) ? 1 : (assetKeys.includes(key) ? 2 : 0), labels[index], value, raw != null && value.length > 0)
|
||
})
|
||
return { record: recordFrom(result), fields, sections }
|
||
}
|