hujun
3b2a0139e4
新增revisionId参数到路由、服务及导出接口，实现不同评估版本的隔离访问。删除已废弃的需求相关服务文件，移除取消采集的融资金额、期限和用途字段，更新相关页面提示文本。同时更新文档，说明评估版本、最新资料及产品展示规则的调整，支持前台正常业务名称显示，去除环境标签。
231 lines
8.3 KiB
JSON
231 lines
8.3 KiB
JSON
{
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"reportVersion": "product-material-review-v1",
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"batchId": "public-bank-materials-20260930-v1",
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"asOfDate": "2026-09-30",
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"materialsSha256": "c5bc2a6aa15e827d7ba5746ea3ff3ff8125f63520ae6ccfd309f88110e04208d",
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"environment": "memory_only",
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"assessmentPolicy": {
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"inputVersion": 3,
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"profileOnly": true,
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"excludedMatchingFields": [
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"requestedAmountYuan",
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"requestedTermMonths",
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"purposeCode"
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]
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},
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"summary": {
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"productCount": 4,
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"formatCheckPassedCount": 0,
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"bankVerifiedCount": 0,
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"publishableCount": 0
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},
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"products": [
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{
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"materialId": "ICBC-REJ",
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"productName": "工银融e借",
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"regionMode": "unverified",
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"source": {
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"publisher": "中国工商银行",
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"title": "个人信用贷款（融e借）：业务简介、申请办理、贷款利率",
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"reference": "https://www.icbc.com.cn/icbc/个人金融/贷款/消费贷款/个人信用消费贷款.htm",
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"checkedOn": "2026-09-30"
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},
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"formatCheckPassed": false,
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"publicationIssues": [
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{
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"field": "amount_min",
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"message": "最低额度（元）未填写"
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},
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{
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"field": "annual_rate_min",
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"message": "最低年化利率（%）未填写"
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},
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{
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"field": "annual_rate_max",
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"message": "最高年化利率（%）未填写"
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},
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{
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"field": "term_min_months",
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"message": "最短期限（月）未填写"
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},
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{
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"field": "valid_from",
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"message": "生效日期未填写"
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},
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{
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"field": "valid_until",
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"message": "失效日期未填写"
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},
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{
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"field": "regions",
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"message": "适用地区待核实，请确认全国或指定城市"
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},
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{
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"field": "purposes.personal",
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"message": "个人适用用途未填写"
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}
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],
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"bankQuestions": [
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"最低额度",
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"最短期限",
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"可用年化利率范围及浮动机制",
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"适用地区",
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"有效期",
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"可执行且完整的准入条件",
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"细分消费用途映射"
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],
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"bankVerification": "pending",
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"mayPublish": false
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},
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{
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"materialId": "CMB-SDD-ONLINE",
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"productName": "闪电贷（线上公开材料）",
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"regionMode": "unverified",
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"source": {
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"publisher": "招商银行南京分行（转载现代快报）",
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"title": "“闪电贷”赋能美好生活，普惠金融触手可及",
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"reference": "https://branch.cmbchina.com/0025/branchnews/nj2025052301.htm",
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"checkedOn": "2026-09-30"
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},
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"formatCheckPassed": false,
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"publicationIssues": [
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{
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"field": "amount_min",
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"message": "最低额度（元）未填写"
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},
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{
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"field": "annual_rate_min",
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"message": "最低年化利率（%）未填写"
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},
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{
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"field": "annual_rate_max",
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"message": "最高年化利率（%）未填写"
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},
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{
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"field": "term_min_months",
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"message": "最短期限（月）未填写"
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},
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{
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"field": "valid_from",
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"message": "生效日期未填写"
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},
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{
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"field": "valid_until",
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"message": "失效日期未填写"
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},
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{
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"field": "regions",
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"message": "适用地区待核实，请确认全国或指定城市"
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}
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],
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"bankQuestions": [
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"最低额度",
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"最短期限",
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"年化利率范围",
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"南京地区实际受理范围及当前政策",
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"有效期",
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"完整准入条件",
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"医疗、购车、旅游与现有用途字典的准确映射"
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],
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"bankVerification": "pending",
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"mayPublish": false
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},
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{
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"materialId": "ABC-WJD",
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"productName": "农银微捷贷",
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"regionMode": "nationwide",
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"source": {
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"publisher": "中国农业银行",
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"title": "微捷贷官方产品介绍及产品指南（官网长图）",
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"reference": "https://www.abchina.com/cn/sme/National/wjd/202207/t20220721_2168788.htm",
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"checkedOn": "2026-09-30"
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},
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"formatCheckPassed": false,
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"publicationIssues": [
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{
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"field": "amount_min",
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"message": "最低额度（元）未填写"
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},
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{
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"field": "annual_rate_max",
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"message": "最高年化利率（%）未填写"
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},
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{
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"field": "term_min_months",
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"message": "最短期限（月）未填写"
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},
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{
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"field": "valid_from",
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"message": "生效日期未填写"
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},
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{
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"field": "valid_until",
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"message": "失效日期未填写"
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}
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],
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"bankQuestions": [
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"最低额度",
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"最短期限",
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"当前适用的年化利率上限及3.5%起是否仍有效",
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"有效期",
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"具体分行受理和完整准入条件"
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],
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"bankVerification": "pending",
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"mayPublish": false
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},
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{
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"materialId": "CCB-SYD",
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"productName": "税易贷",
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"regionMode": "unverified",
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"source": {
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"publisher": "中国建设银行",
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"title": "小微企业产品服务：税易贷",
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"reference": "https://www2.ccb.com/chn/smallcompany/server/xyd/syd/index.shtml",
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"checkedOn": "2026-09-30"
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},
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"formatCheckPassed": false,
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"publicationIssues": [
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{
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"field": "amount_min",
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"message": "最低额度（元）未填写"
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},
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{
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"field": "annual_rate_min",
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"message": "最低年化利率（%）未填写"
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},
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{
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"field": "annual_rate_max",
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"message": "最高年化利率（%）未填写"
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},
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{
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"field": "term_min_months",
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"message": "最短期限（月）未填写"
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},
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{
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"field": "valid_from",
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"message": "生效日期未填写"
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},
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{
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"field": "valid_until",
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"message": "失效日期未填写"
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},
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{
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"field": "regions",
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"message": "适用地区待核实，请确认全国或指定城市"
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}
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],
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"bankQuestions": [
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"最低额度",
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"最短期限",
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"年化利率范围",
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"适用地区",
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"有效期",
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"纳税和经营准入门槛",
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"企业主及配偶连带保证的办理细则"
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],
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"bankVerification": "pending",
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"mayPublish": false
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}
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]
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}
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