export type AssessmentForm = { name: string, idCard: string, phone: string, city: string, maritalStatus: string, occupation: string, company: string, monthlyIncome: string, socialSecurity: string, housingFund: string, house: string, car: string, savings: string, creditCard: string, creditLoanCount: string, totalDebtBalance: string, monthlyLoanPayment: string, creditCardCount: string, creditCardTotalLimit: string, creditCardUsedLimit: string, otherAssets: string, enterpriseName: string, businessCode: string, annualRevenue: string, operatingYears: string } export type SelectedDocument = { name: string, path: string } export type DataAuthorization = { key: string, name: string, selected: boolean } export function emptyAssessmentForm(): AssessmentForm { return { name: '', idCard: '', phone: '', city: '', maritalStatus: '', occupation: '', company: '', monthlyIncome: '', socialSecurity: '', housingFund: '', house: '', car: '', savings: '', creditCard: '', otherAssets: '', creditLoanCount: '', totalDebtBalance: '', monthlyLoanPayment: '', creditCardCount: '', creditCardTotalLimit: '', creditCardUsedLimit: '', enterpriseName: '', businessCode: '', annualRevenue: '', operatingYears: '' } } export function draftText(saved: UTSJSONObject, key: string): string { const value = saved[key] return typeof value == 'string' ? value as string : '' } export function activeAssessmentType(): string { const type = uni.getStorageSync('assessmentActiveType') if (type == 'enterprise' || type == 'personal') return type as string const legacy = uni.getStorageSync('assessmentDraft') if (legacy != null && typeof legacy == 'object' && draftText(legacy as UTSJSONObject, 'type') == 'enterprise') return 'enterprise' return 'personal' } export function loadAssessmentDraft(type: string): UTSJSONObject | null { const scoped = uni.getStorageSync('assessmentDraft:' + type) if (scoped != null && typeof scoped == 'object') return scoped as UTSJSONObject const legacy = uni.getStorageSync('assessmentDraft') if (legacy != null && typeof legacy == 'object') { const saved = legacy as UTSJSONObject if (draftText(saved, 'type') == type) return saved } return null } export function formFromDraft(saved: UTSJSONObject): AssessmentForm { return { name: draftText(saved, 'name'), idCard: draftText(saved, 'idCard'), phone: draftText(saved, 'phone'), city: draftText(saved, 'city'), maritalStatus: draftText(saved, 'maritalStatus'), occupation: draftText(saved, 'occupation'), company: draftText(saved, 'company'), monthlyIncome: draftText(saved, 'monthlyIncome'), socialSecurity: draftText(saved, 'socialSecurity'), housingFund: draftText(saved, 'housingFund'), house: ownershipFromDraft(saved, 'house'), car: ownershipFromDraft(saved, 'car'), savings: draftText(saved, 'savings'), creditCard: draftText(saved, 'creditCard'), otherAssets: draftText(saved, 'otherAssets'), creditLoanCount: draftText(saved, 'creditLoanCount'), totalDebtBalance: draftText(saved, 'totalDebtBalance'), monthlyLoanPayment: draftText(saved, 'monthlyLoanPayment'), creditCardCount: draftText(saved, 'creditCardCount'), creditCardTotalLimit: draftText(saved, 'creditCardTotalLimit'), creditCardUsedLimit: draftText(saved, 'creditCardUsedLimit'), enterpriseName: draftText(saved, 'enterpriseName'), businessCode: draftText(saved, 'businessCode'), annualRevenue: draftText(saved, 'annualRevenue'), operatingYears: draftText(saved, 'operatingYears') } } export function ownershipFromDraft(saved: UTSJSONObject, key: string): string { const value = draftText(saved, key) if (value == '有' || value == '无') return value if (value == '无房产' || value == '无车辆') return '无' if (['全款房产', '按揭房产', '全款车辆', '按揭车辆'].includes(value)) return '有' return '' } export function assetValidationMessage(form: AssessmentForm): string { const counts = [form.creditLoanCount, form.creditCardCount] const countLabels = ['信用贷款笔数', '银行信用卡张数'] for (let i = 0; i < counts.length; i++) { if (counts[i].length > 0 && !/^[0-9]{1,4}$/.test(counts[i])) return countLabels[i] + '请输入非负整数' } const amounts = [form.totalDebtBalance, form.monthlyLoanPayment, form.creditCardTotalLimit, form.creditCardUsedLimit] const amountLabels = ['欠款总余额', '贷款月还款金额', '总额度', '已使用总额度'] for (let i = 0; i < amounts.length; i++) { if (amounts[i].length > 0 && !/^[0-9]{1,12}([.][0-9]{1,2})?$/.test(amounts[i])) return amountLabels[i] + '请输入有效金额,最多两位小数' } return '' } export function documentsFromDraft(saved: UTSJSONObject): SelectedDocument[] { const results: SelectedDocument[] = [] const items = saved['documents'] as UTSJSONObject[] | null if (items == null) return results items.forEach((item) => { const name = draftText(item, 'name'); const path = draftText(item, 'path') if (name.length > 0 && path.length > 0) { const document: SelectedDocument = { name, path }; results.push(document) } }) return results } export function saveAssessmentDraft(type: string, step: number, form: AssessmentForm, documents: SelectedDocument[], authorizations: DataAuthorization[], documentConsent: boolean, dataConsent: boolean): void { const files: UTSJSONObject[] = documents.map((item): UTSJSONObject => ({ name: item.name, path: item.path })) const grants: string[] = authorizations.filter((item) => item.selected).map((item) => item.key) const payload: UTSJSONObject = { type, step, name: form.name, idCard: form.idCard, phone: form.phone, city: form.city, maritalStatus: form.maritalStatus, occupation: form.occupation, company: form.company, monthlyIncome: form.monthlyIncome, socialSecurity: form.socialSecurity, housingFund: form.housingFund, house: form.house, car: form.car, savings: form.savings, creditCard: form.creditCard, otherAssets: form.otherAssets, creditLoanCount: form.creditLoanCount, totalDebtBalance: form.totalDebtBalance, monthlyLoanPayment: form.monthlyLoanPayment, creditCardCount: form.creditCardCount, creditCardTotalLimit: form.creditCardTotalLimit, creditCardUsedLimit: form.creditCardUsedLimit, enterpriseName: form.enterpriseName, businessCode: form.businessCode, annualRevenue: form.annualRevenue, operatingYears: form.operatingYears, documents: files, authorizations: grants, documentConsent, dataConsent } uni.setStorageSync('assessmentActiveType', type) uni.setStorageSync('assessmentDraft:' + type, payload) // 保留现有提交与档案入口读取的活动草稿。 uni.setStorageSync('assessmentDraft', payload) } export function showAgreementNotice(title: string): void { uni.showModal({ title, content: '完整协议将在相关服务开放时提供。当前勾选仅保存您的选择,不会发起实名认证、查询外部数据或上传资料。', showCancel: false, confirmText: '我知道了' }) } export type AssessmentProgress = { percent: number, basicDone: boolean, incomeDone: boolean, assetsDone: boolean, authorizationSelected: boolean } export function assessmentProgress(type: string): AssessmentProgress { const saved = loadAssessmentDraft(type) if (saved == null) return { percent: 0, basicDone: false, incomeDone: false, assetsDone: false, authorizationSelected: false } const basic = type == 'enterprise' ? ['enterpriseName', 'businessCode', 'name', 'phone', 'city'] : ['name', 'idCard', 'phone', 'city', 'maritalStatus'] const income = type == 'enterprise' ? ['occupation', 'operatingYears', 'annualRevenue'] : ['occupation', 'company', 'monthlyIncome', 'socialSecurity', 'housingFund'] const assets = ['house', 'car', 'creditLoanCount', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardCount', 'creditCardTotalLimit', 'creditCardUsedLimit'] const keys = basic.concat(income).concat(assets) const filled = keys.filter((key) => draftText(saved, key).trim().length > 0).length const grants = saved['authorizations'] as string[] | null return { percent: Math.round(filled / keys.length * 100), basicDone: basic.every((key) => draftText(saved, key).length > 0), incomeDone: income.every((key) => draftText(saved, key).length > 0), assetsDone: assets.every((key) => draftText(saved, key).trim().length > 0) && assetValidationMessage(formFromDraft(saved)).length == 0, authorizationSelected: documentsFromDraft(saved).length > 0 || (grants != null && grants.length > 0) } }