{ "schemaVersion": "credit-product-current-audit-v1", "checkedAt": "2026-10-14T09:30:39.501Z", "destination": "https://airz.hqling.cloud/product?ref=addtabs", "auditMethod": "已登录后台、无关键词、全部状态与全部类型下读取完整单页列表;未连接数据库或逐条读取不存在的历史记录。", "currentCatalogTotal": 5, "currentProducts": [ { "id": 56, "bankName": "中国银行", "productName": "优客分期", "productType": "个人信用融资", "applicant": "个人", "status": "已上架", "updatedAt": "2026-10-14 15:16:45" }, { "id": 57, "bankName": "中国银行", "productName": "中银E贷", "productType": "个人信用融资", "applicant": "个人", "status": "已上架", "updatedAt": "2026-10-14 15:26:13" }, { "id": 58, "bankName": "中国银行", "productName": "随心智贷", "productType": "个人信用融资", "applicant": "个人", "status": "已上架", "updatedAt": "2026-10-14 15:27:30" }, { "id": 59, "bankName": "农业银行", "productName": "集团E贷", "productType": "个人信用融资", "applicant": "个人", "status": "已上架", "updatedAt": "2026-10-14 15:28:29" }, { "id": 60, "bankName": "农业银行", "productName": "网捷贷", "productType": "个人信用融资", "applicant": "个人", "status": "已上架", "updatedAt": "2026-10-14 15:29:24" } ], "preparedSource": "docs\\产品材料\\信用贷后20款整理清单-20261014.json", "preparedSourceSha256": "a5ea7cfa04906c1e49a19806ab0ed157bbd2e2934fd7e6f3c8af2dcaa186494a", "missingPreparedProductCount": 20, "institutionCount": 15, "historicalIdsOnly": true, "absenceDoesNotEstablishDeletionCause": true, "proposedCreateCount": 20, "proposedStatus": "草稿", "proposedReasonCounts": { "recommend": 40, "caution": 40 }, "authorizationForTwentyProductWrite": "not_yet_received", "externalBusinessWrites": 0, "runtimeCodeChanged": false, "products": [ { "sourceItemNo": 6, "bankName": "农业银行", "productName": "乐分易", "historicalProductId": 36, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-06" }, { "sourceItemNo": 7, "bankName": "建设银行", "productName": "快贷", "historicalProductId": 37, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "unconfirmed", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-07" }, { "sourceItemNo": 8, "bankName": "建设银行", "productName": "建易贷", "historicalProductId": 38, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "all", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-08" }, { "sourceItemNo": 9, "bankName": "建设银行", "productName": "分期通", "historicalProductId": 39, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "all", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-09" }, { "sourceItemNo": 10, "bankName": "工商银行", "productName": "融E借", "historicalProductId": 40, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "unconfirmed", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-10" }, { "sourceItemNo": 11, "bankName": "招商银行", "productName": "闪电贷", "historicalProductId": 41, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-11" }, { "sourceItemNo": 12, "bankName": "中信银行", "productName": "信秒贷", "historicalProductId": 42, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "unconfirmed", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-12" }, { "sourceItemNo": 13, "bankName": "中信银行", "productName": "圆梦金", "historicalProductId": 43, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-13" }, { "sourceItemNo": 14, "bankName": "交通银行", "productName": "惠民贷", "historicalProductId": 44, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-14" }, { "sourceItemNo": 15, "bankName": "浦发银行", "productName": "浦闪贷", "historicalProductId": 45, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "unconfirmed", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-15" }, { "sourceItemNo": 16, "bankName": "华夏银行", "productName": "易达金", "historicalProductId": 46, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-16" }, { "sourceItemNo": 17, "bankName": "邮储银行", "productName": "邮享贷", "historicalProductId": 47, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "all", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-17" }, { "sourceItemNo": 18, "bankName": "南银法巴消费金融", "productName": "诚易贷", "historicalProductId": 48, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-18" }, { "sourceItemNo": 19, "bankName": "光大银行", "productName": "光速贷", "historicalProductId": 49, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-19" }, { "sourceItemNo": 20, "bankName": "华润银行", "productName": "润薪贷", "historicalProductId": 50, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-20" }, { "sourceItemNo": 21, "bankName": "华润银行", "productName": "润秒贷", "historicalProductId": 51, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "unconfirmed", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-21" }, { "sourceItemNo": 22, "bankName": "徽商银行", "productName": "徽享薪易贷", "historicalProductId": 52, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-22" }, { "sourceItemNo": 23, "bankName": "徽商银行", "productName": "鹏城e贷", "historicalProductId": 53, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-23" }, { "sourceItemNo": 24, "bankName": "民生银行", "productName": "民易贷", "historicalProductId": 54, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "any", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-24" }, { "sourceItemNo": 25, "bankName": "深圳农商行", "productName": "职享贷", "historicalProductId": 55, "currentCatalogMatch": null, "currentRecordRead": false, "proposedAction": "create_draft_after_explicit_authorization_and_duplicate_recheck", "recommendedTemplateCount": 2, "cautionTemplateCount": 2, "entryCombinationStatus": "all", "sourceReference": "user-doc:credit-20261009:sha256:bb11729b5a0f5fe56608be420f06fc720c23c1c16fa3ba8c83382a6e487e17bf:item-25" } ] }