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refactor: 重构存储与接口适配，统一金额单位与会话管理

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- 新增配置、存储、金额转换工具服务
- 按userId隔离本地缓存，替换旧设备级存储
- 统一移动端金额单位为万元，新增转换适配逻辑
- 重构认证与请求逻辑，支持真实后端会话
- 调整搜索、帮助、融资模块的模拟开关与数据适配
- 更新文档说明开发状态与配置规则
This commit is contained in:
hujun
2026-09-22 17:25:52 +08:00
parent 4a69357606
commit dcf12a4471
25 changed files with 1619 additions and 143 deletions
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packages/finance/product/product.uvue
+1 -1
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@@ -14,7 +14,7 @@
<view class="product-actions"><text class="share" @click="shareProduct">分享产品</text></view>
<!-- #endif -->
<view class="bank-head"><view class="bank-mark" :style="'background-color:' + product.color"><text class="bank-initial">{{ product.initials }}</text></view><view class="bank-copy"><text class="product-name">{{ product.bank }}</text><text class="product-tags">个人信用融资 · 产品信息</text></view></view>
<view class="product-metrics"><view class="metric"><text class="metric-label">最高额度</text><text class="amount">{{ product.amount }}万</text></view><view class="metric"><text class="metric-label">年化利率（起）</text><text class="rate">{{ product.rate.toFixed(2) }}%</text></view><view class="metric last-metric"><text class="metric-label">贷款期限</text><text class="term">{{ product.term }}</text></view></view>
<view class="product-metrics"><view class="metric"><text class="metric-label">最高额度</text><text class="amount">{{ product.amount }}万元</text></view><view class="metric"><text class="metric-label">年化利率（起）</text><text class="rate">{{ product.rate.toFixed(2) }}%</text></view><view class="metric last-metric"><text class="metric-label">贷款期限</text><text class="term">{{ product.term }}</text></view></view>
<view class="detail-section"><text class="section-title">产品优势</text><view class="advantage-grid"><view class="advantage" v-for="item in product.advantages" :key="item"><AppIcon name="check-circle" :size="30" /><text class="advantage-label">{{ item }}</text></view></view></view>
<view class="detail-section"><text class="section-title">申请条件</text><view class="condition"><text class="condition-label">年龄要求</text><text class="condition-value">{{ product.age }}</text></view><view class="condition"><text class="condition-label">工作要求</text><text class="condition-value">{{ product.work }}</text></view><view class="condition"><text class="condition-label">信用要求</text><text class="condition-value">{{ product.credit }}</text></view></view>
<view class="detail-section"><text class="section-title">所需材料</text><text class="material">{{ product.materials }}</text></view>