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feat: 重构评估流程为内存状态管理并接入真实提交与报告接口

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本次重构将评估草稿改为内存状态管理，移除本地存储草稿，新增评估流程内存状态模块；接入真实的账户资料获取、头像上传接口，新增账户缓存清理逻辑；重构评估提交逻辑，接入真实提交接口并返回评估ID；新增分析页和报告页的真实状态查询、报告获取功能；更新README文档，记录开发进度和接口状态。
This commit is contained in:
hujun
2026-09-24 11:50:07 +08:00
parent dcf12a4471
commit dbfd637388
22 changed files with 1468 additions and 434 deletions
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services/assessment.uts
+29 -43
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@@ -1,5 +1,7 @@
import { getUserStorage, setUserStorage } from '@/services/storage.uts'
import { wanAmountValid, yuanToWan, wanToYuan } from './money.uts'
import { getSession } from './api.uts'
import { readAssessmentFlow, writeAssessmentFlow, clearAssessmentFlow } from './assessment-flow.uts'
export { clearAssessmentFlow } from './assessment-flow.uts'
import { wanAmountValid, wanToYuan, wanToCents } from './money.uts'
export type AssessmentForm = {
name: string, idCard: string, phone: string, city: string, maritalStatus: string,
@@ -7,46 +9,30 @@ export type AssessmentForm = {
housingFund: string, house: string, car: string, savings: string, creditCard: string,
creditLoanCount: string, totalDebtBalance: string, monthlyLoanPayment: string,
creditCardCount: string, creditCardTotalLimit: string, creditCardUsedLimit: string,
otherAssets: string, enterpriseName: string, businessCode: string, annualRevenue: string, operatingYears: string
otherAssets: string, enterpriseName: string, businessCode: string, annualRevenue: string, operatingYears: string, operatingMonths: string,
requestedAmountWan: string, requestedTermMonths: string, purposeCode: string, purposeLabel: string, purposeDetail: string
}
export type SelectedDocument = { name: string, path: string }
export type DataAuthorization = { key: string, name: string, selected: boolean }
export function emptyAssessmentForm(): AssessmentForm {
return { name: '', idCard: '', phone: '', city: '', maritalStatus: '', occupation: '', company: '', monthlyIncome: '', socialSecurity: '', housingFund: '', house: '', car: '', savings: '', creditCard: '', otherAssets: '', creditLoanCount: '', totalDebtBalance: '', monthlyLoanPayment: '', creditCardCount: '', creditCardTotalLimit: '', creditCardUsedLimit: '', enterpriseName: '', businessCode: '', annualRevenue: '', operatingYears: '' }
return { name: '', idCard: '', phone: '', city: '', maritalStatus: '', occupation: '', company: '', monthlyIncome: '', socialSecurity: '', housingFund: '', house: '', car: '', savings: '', creditCard: '', otherAssets: '', creditLoanCount: '', totalDebtBalance: '', monthlyLoanPayment: '', creditCardCount: '', creditCardTotalLimit: '', creditCardUsedLimit: '', enterpriseName: '', businessCode: '', annualRevenue: '', operatingYears: '', operatingMonths: '', requestedAmountWan: '', requestedTermMonths: '', purposeCode: '', purposeLabel: '', purposeDetail: '' }
}
export function draftText(saved: UTSJSONObject, key: string): string {
const value = saved[key]
return typeof value == 'string' ? value as string : ''
}
function flowToken(): string { const session = getSession(); return session == null ? '' : session['token'] as string }
export function activeAssessmentType(): string {
const type = getUserStorage('assessmentActiveType')
if (type == 'enterprise' || type == 'personal') return type as string
const legacy = getUserStorage('assessmentDraft')
if (legacy != null && typeof legacy == 'object' && draftText(legacy as UTSJSONObject, 'type') == 'enterprise') return 'enterprise'
return 'personal'
const current = readAssessmentFlow(flowToken())
return current == null ? 'personal' : draftText(current, 'type')
}
export function loadAssessmentDraft(type: string): UTSJSONObject | null {
const scoped = getUserStorage('assessmentDraft:' + type)
if (scoped != null && typeof scoped == 'object') return normalizeAssessmentDraft(scoped as UTSJSONObject)
const legacy = getUserStorage('assessmentDraft')
if (legacy != null && typeof legacy == 'object') {
const saved = legacy as UTSJSONObject
if (draftText(saved, 'type') == type) return normalizeAssessmentDraft(saved)
}
return null
}
export function normalizeAssessmentDraft(saved: UTSJSONObject): UTSJSONObject {
if (saved['moneyUnit'] == 'wan') return saved
const result: UTSJSONObject = { ...saved, moneyUnit: 'wan', draftVersion: 2 }
// 老草稿只有年营收以万元保存，其余金额均为元；只转换一次。
const keys = ['monthlyIncome', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardTotalLimit', 'creditCardUsedLimit']
if (saved['moneyUnit'] == 'yuan') keys.push('annualRevenue')
keys.forEach((key) => { result[key] = yuanToWan(draftText(saved, key)) })
return result
export function getAssessmentInput(type: string): UTSJSONObject | null {
const current = readAssessmentFlow(flowToken())
return current != null && current['type'] == type ? current : null
}
export function assessmentApiPayload(saved: UTSJSONObject): UTSJSONObject {
const normalized = normalizeAssessmentDraft(saved)
const normalized = saved
const result: UTSJSONObject = { ...normalized, moneyUnit: 'yuan' }
const keys = ['annualRevenue', 'monthlyIncome', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardTotalLimit', 'creditCardUsedLimit']
keys.forEach((key) => {
@@ -55,17 +41,18 @@ export function assessmentApiPayload(saved: UTSJSONObject): UTSJSONObject {
})
return result
}
export function formFromDraft(saved: UTSJSONObject): AssessmentForm {
export function formFromInput(saved: UTSJSONObject): AssessmentForm {
return {
name: draftText(saved, 'name'), idCard: draftText(saved, 'idCard'), phone: draftText(saved, 'phone'), city: draftText(saved, 'city'), maritalStatus: draftText(saved, 'maritalStatus'),
occupation: draftText(saved, 'occupation'), company: draftText(saved, 'company'), monthlyIncome: draftText(saved, 'monthlyIncome'), socialSecurity: draftText(saved, 'socialSecurity'), housingFund: draftText(saved, 'housingFund'),
house: ownershipFromDraft(saved, 'house'), car: ownershipFromDraft(saved, 'car'), savings: draftText(saved, 'savings'), creditCard: draftText(saved, 'creditCard'), otherAssets: draftText(saved, 'otherAssets'),
house: ownershipFromInput(saved, 'house'), car: ownershipFromInput(saved, 'car'), savings: draftText(saved, 'savings'), creditCard: draftText(saved, 'creditCard'), otherAssets: draftText(saved, 'otherAssets'),
creditLoanCount: draftText(saved, 'creditLoanCount'), totalDebtBalance: draftText(saved, 'totalDebtBalance'), monthlyLoanPayment: draftText(saved, 'monthlyLoanPayment'),
creditCardCount: draftText(saved, 'creditCardCount'), creditCardTotalLimit: draftText(saved, 'creditCardTotalLimit'), creditCardUsedLimit: draftText(saved, 'creditCardUsedLimit'),
enterpriseName: draftText(saved, 'enterpriseName'), businessCode: draftText(saved, 'businessCode'), annualRevenue: draftText(saved, 'annualRevenue'), operatingYears: draftText(saved, 'operatingYears')
enterpriseName: draftText(saved, 'enterpriseName'), businessCode: draftText(saved, 'businessCode'), annualRevenue: draftText(saved, 'annualRevenue'), operatingYears: draftText(saved, 'operatingYears'), operatingMonths: draftText(saved, 'operatingMonths'),
requestedAmountWan: draftText(saved, 'requestedAmountWan'), requestedTermMonths: draftText(saved, 'requestedTermMonths'), purposeCode: draftText(saved, 'purposeCode'), purposeLabel: draftText(saved, 'purposeLabel'), purposeDetail: draftText(saved, 'purposeDetail')
}
}
export function ownershipFromDraft(saved: UTSJSONObject, key: string): string {
export function ownershipFromInput(saved: UTSJSONObject, key: string): string {
const value = draftText(saved, key)
if (value == '有' || value == '无') return value
if (value == '无房产' || value == '无车辆') return '无'
@@ -83,9 +70,10 @@ export function assetValidationMessage(form: AssessmentForm): string {
for (let i = 0; i < amounts.length; i++) {
if (amounts[i].length > 0 && !wanAmountValid(amounts[i])) return amountLabels[i] + '范围为 0–99999.999999 万元，最多六位小数'
}
if (form.creditCardTotalLimit.length > 0 && form.creditCardUsedLimit.length > 0 && wanToCents(form.creditCardUsedLimit) > wanToCents(form.creditCardTotalLimit)) return '信用卡已使用额度不能大于总额度'
return ''
}
export function documentsFromDraft(saved: UTSJSONObject): SelectedDocument[] {
export function documentsFromInput(saved: UTSJSONObject): SelectedDocument[] {
const results: SelectedDocument[] = []
const items = saved['documents'] as UTSJSONObject[] | null
if (items == null) return results
@@ -95,22 +83,20 @@ export function documentsFromDraft(saved: UTSJSONObject): SelectedDocument[] {
})
return results
}
export function saveAssessmentDraft(type: string, step: number, form: AssessmentForm, documents: SelectedDocument[], authorizations: DataAuthorization[], documentConsent: boolean, dataConsent: boolean): void {
export function setAssessmentInput(type: string, step: number, form: AssessmentForm, documents: SelectedDocument[], authorizations: DataAuthorization[], documentConsent: boolean, dataConsent: boolean): void {
const files: UTSJSONObject[] = documents.map((item): UTSJSONObject => ({ name: item.name, path: item.path }))
const grants: string[] = authorizations.filter((item) => item.selected).map((item) => item.key)
const payload: UTSJSONObject = {
type, step, moneyUnit: 'wan', draftVersion: 2, name: form.name, idCard: form.idCard, phone: form.phone, city: form.city, maritalStatus: form.maritalStatus,
type, step, moneyUnit: 'wan', name: form.name, idCard: form.idCard, phone: form.phone, city: form.city, maritalStatus: form.maritalStatus,
occupation: form.occupation, company: form.company, monthlyIncome: form.monthlyIncome, socialSecurity: form.socialSecurity, housingFund: form.housingFund,
house: form.house, car: form.car, savings: form.savings, creditCard: form.creditCard, otherAssets: form.otherAssets,
creditLoanCount: form.creditLoanCount, totalDebtBalance: form.totalDebtBalance, monthlyLoanPayment: form.monthlyLoanPayment,
creditCardCount: form.creditCardCount, creditCardTotalLimit: form.creditCardTotalLimit, creditCardUsedLimit: form.creditCardUsedLimit,
enterpriseName: form.enterpriseName, businessCode: form.businessCode, annualRevenue: form.annualRevenue, operatingYears: form.operatingYears,
enterpriseName: form.enterpriseName, businessCode: form.businessCode, annualRevenue: form.annualRevenue, operatingYears: form.operatingYears, operatingMonths: form.operatingMonths,
requestedAmountWan: form.requestedAmountWan, requestedTermMonths: form.requestedTermMonths, purposeCode: form.purposeCode, purposeLabel: form.purposeLabel, purposeDetail: form.purposeDetail,
documents: files, authorizations: grants, documentConsent, dataConsent
}
setUserStorage('assessmentActiveType', type)
setUserStorage('assessmentDraft:' + type, payload)
// 保留现有提交与档案入口读取的活动草稿。
setUserStorage('assessmentDraft', payload)
writeAssessmentFlow(flowToken(), payload)
}
export function showAgreementNotice(title: string): void {
uni.showModal({ title, content: '完整协议将在相关服务开放时提供。当前勾选仅保存您的选择，不会发起实名认证、查询外部数据或上传资料。', showCancel: false, confirmText: '我知道了' })
@@ -118,13 +104,13 @@ export function showAgreementNotice(title: string): void {
export type AssessmentProgress = { percent: number, basicDone: boolean, incomeDone: boolean, assetsDone: boolean, authorizationSelected: boolean }
export function assessmentProgress(type: string): AssessmentProgress {
const saved = loadAssessmentDraft(type)
const saved = getAssessmentInput(type)
if (saved == null) return { percent: 0, basicDone: false, incomeDone: false, assetsDone: false, authorizationSelected: false }
const basic = type == 'enterprise' ? ['enterpriseName', 'businessCode', 'name', 'phone', 'city'] : ['name', 'idCard', 'phone', 'city', 'maritalStatus']
const income = type == 'enterprise' ? ['occupation', 'operatingYears', 'annualRevenue'] : ['occupation', 'company', 'monthlyIncome', 'socialSecurity', 'housingFund']
const income = type == 'enterprise' ? ['occupation', 'operatingMonths', 'annualRevenue'] : ['occupation', 'company', 'monthlyIncome', 'socialSecurity', 'housingFund']
const assets = ['house', 'car', 'creditLoanCount', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardCount', 'creditCardTotalLimit', 'creditCardUsedLimit']
const keys = basic.concat(income).concat(assets)
const filled = keys.filter((key) => draftText(saved, key).trim().length > 0).length
const grants = saved['authorizations'] as string[] | null
return { percent: Math.round(filled / keys.length * 100), basicDone: basic.every((key) => draftText(saved, key).length > 0), incomeDone: income.every((key) => draftText(saved, key).length > 0), assetsDone: assets.every((key) => draftText(saved, key).trim().length > 0) && assetValidationMessage(formFromDraft(saved)).length == 0, authorizationSelected: documentsFromDraft(saved).length > 0 || (grants != null && grants.length > 0) }
return { percent: Math.round(filled / keys.length * 100), basicDone: basic.every((key) => draftText(saved, key).length > 0), incomeDone: income.every((key) => draftText(saved, key).length > 0), assetsDone: assets.every((key) => draftText(saved, key).trim().length > 0) && assetValidationMessage(formFromInput(saved)).length == 0, authorizationSelected: documentsFromInput(saved).length > 0 || (grants != null && grants.length > 0) }
}