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feat(融资): 新增产品对比页面及相关接口实现

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新增产品对比页面 compare/compare，支持同一评估下最多3个产品的横向对比，展示额度、期限、利率、适用条件等核心指标及匹配详情。
新增 matches.uts 服务层，封装匹配列表、详情、公共产品查询接口。
新增 account 分包的 latest-report.uts 服务，用于查找用户最新成功报告。
调整个人中心页面，将“评估记录”改为“开始评估”，新增最近报告直达功能。
更新文档，标记匹配相关接口及原型07、09页面已实现，调整页面数量至26页。
移除 finance 分包中旧的 fetchMatches、fetchProduct 模拟数据接口，统一使用正式API。
This commit is contained in:
hujun
2026-09-28 14:56:46 +08:00
parent 26da91b337
commit 7c252fc730
20 changed files with 1605 additions and 403 deletions
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packages/finance/services/records.uts
+63 -12
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@@ -7,7 +7,22 @@ import { demandValidationMessage } from '@/services/assessment-demand.uts'
export type AssessmentRecord = { id: string, type: string, status: string, statusLabel: string, message: string, city: string, submittedAt: string, taskId: string, stage: string, canRetry: boolean }
export type AssessmentPage = { items: AssessmentRecord[], hasMore: boolean, nextCursor: string }
export type AssessmentField = { label: string, value: string }
export type AssessmentDetail = { record: AssessmentRecord, fields: AssessmentField[] }
export type ArchiveSection = { id: string, icon: string, title: string, note: string, fields: AssessmentField[], provided: number }
export type AssessmentDetail = { record: AssessmentRecord, fields: AssessmentField[], sections: ArchiveSection[] }
export type ArchiveCompleteness = { percent: number | null, description: string }
// 档案只消费报告中已保存的完整度，不用当前表单规则重算旧评估，也不把缺失当作0%。
export async function fetchArchiveCompleteness(id: string): Promise<ArchiveCompleteness> {
const report = await requestJson('/assessments/' + encodeURIComponent(id) + '/report', 'GET', {})
if (report.getString('assessmentId') != id) throw new Error('报告与当前档案不一致')
if (report.getNumber('resultVersion') == 1) return { percent: null, description: '这份旧版报告未计算完整度，已提交资料仍可查看。' }
if (report.getNumber('resultVersion') != 2) throw new Error('报告格式暂不支持')
const completeness = report['completeness'] as UTSJSONObject | null
if (completeness == null || completeness.getString('status') != 'evaluated') return { percent: null, description: '这份报告尚未评定资料完整度。' }
const percent = completeness.getNumber('percent')
if (percent == null || !Number.isInteger(percent) || percent < 0 || percent > 100) throw new Error('完整度数据暂不可读取')
return { percent, description: '反映本次评估时的资料填写情况，不代表信用评分或审批结果。' }
}
function recordFrom(item: UTSJSONObject): AssessmentRecord {
const submitted = draftText(item, 'submittedAt')
@@ -21,11 +36,27 @@ export async function retryAssessment(id: string, requestId: string): Promise<vo
await requestJson('/assessments/' + encodeURIComponent(id) + '/retry', 'POST', { requestId })
}
export type AnalysisReport = { version: number, summary: string, facts: AssessmentField[], observations: string[], suggestions: string[], dataGaps: string[], disclaimer: string, matchingMessage: string, modelCode: string, demand: AssessmentField[], completenessText: string, completenessItems: AssessmentField[], readinessLabel: string, readinessBasis: string[], warnings: string[] }
export type ReportMatching = { status: string, snapshotId: string, ruleVersion: string, orderingVersion: string, eligible: string, ineligible: string, unknown: string }
export type AnalysisReport = { version: number, generatedAt: string, completenessPercent: number | null, matching: ReportMatching, summary: string, facts: AssessmentField[], observations: string[], suggestions: string[], dataGaps: string[], disclaimer: string, matchingMessage: string, modelCode: string, demand: AssessmentField[], completenessText: string, completenessItems: AssessmentField[], readinessLabel: string, readinessBasis: string[], warnings: string[] }
export async function fetchAnalysisReport(id: string): Promise<AnalysisReport> {
const result = await requestJson('/assessments/' + encodeURIComponent(id) + '/report', 'GET', {})
const version = result['resultVersion'] as number
if (result['assessmentId'] != id || (version != 1 && version != 2) || (version == 1 && result['reportType'] != 'self_reported_analysis') || (version == 2 && result['reportType'] != 'financing_needs_analysis')) throw new Error('报告格式不支持')
const date = new Date(draftText(result, 'generatedAt'))
const pad = (value: number): string => value < 10 ? '0' + value.toString() : value.toString()
const generatedAt = isNaN(date.getTime()) ? '未记录' : date.getFullYear().toString() + '-' + pad(date.getMonth() + 1) + '-' + pad(date.getDate()) + ' ' + pad(date.getHours()) + ':' + pad(date.getMinutes())
const rawMatching = result['matching'] as UTSJSONObject | null
const matching: ReportMatching = { status: 'unavailable', snapshotId: '', ruleVersion: '', orderingVersion: '', eligible: '—', ineligible: '—', unknown: '—' }
if (version == 2 && rawMatching != null) {
matching.status = draftText(rawMatching, 'status')
if (!['completed','unavailable'].includes(matching.status)) throw new Error('报告匹配状态暂不可读取')
if (matching.status == 'completed') {
matching.snapshotId = draftText(rawMatching, 'catalogSnapshotId'); matching.ruleVersion = draftText(rawMatching, 'ruleVersion'); matching.orderingVersion = draftText(rawMatching, 'orderingPolicyVersion')
const count = (key: string): string => { const value = rawMatching!.getNumber(key); if (value == null || !Number.isInteger(value) || value < 0) throw new Error('报告匹配统计暂不可读取'); return value.toString() }
matching.eligible = count('candidateCount'); matching.ineligible = count('ineligibleCount'); matching.unknown = count('unknownCount')
if (matching.snapshotId.length == 0 || matching.ruleVersion.length == 0 || matching.orderingVersion.length == 0) throw new Error('报告匹配版本暂不可读取')
}
}
const facts: AssessmentField[] = []
const rawFacts = result['facts'] as UTSJSONObject[]
rawFacts.forEach((fact: UTSJSONObject) => {
@@ -54,6 +85,8 @@ export async function fetchAnalysisReport(id: string): Promise<AnalysisReport> {
{ label: '资金用途', value: draftText(demandData, 'purposeLabel') }
]
const evaluated = completeness['status'] == 'evaluated'
const completenessPercent = evaluated ? completeness.getNumber('percent') : null
if (evaluated && (completenessPercent == null || !Number.isInteger(completenessPercent) || completenessPercent < 0 || completenessPercent > 100)) throw new Error('完整度数据暂不可读取')
const completenessText = evaluated ? (completeness['percent'] as number).toString() + '% · 已填写 ' + (completeness['providedCount'] as number).toString() + ' / ' + (completeness['applicableCount'] as number).toString() + ' 项' : '资料完整度规则待配置'
// 模型文本仅显示已通过后端验证的证据引用；准备状态不由模型推导。
const explain = (key: string): string[] => (result[key] as UTSJSONObject[]).map((item: UTSJSONObject): string => {
@@ -67,7 +100,7 @@ export async function fetchAnalysisReport(id: string): Promise<AnalysisReport> {
}).filter((label: string): boolean => label.length > 0)
return draftText(item, 'text') + (labels.length > 0 ? '（依据：' + labels.join('；') + '）' : '')
})
return { version, summary: draftText(result, 'summary'), facts, observations: explain('strengths'), suggestions: explain('improvements'), dataGaps: explain('riskWarnings'),
return { version, generatedAt, completenessPercent, matching, summary: draftText(result, 'summary'), facts, observations: explain('strengths'), suggestions: explain('improvements'), dataGaps: explain('riskWarnings'),
// 新报告展示服务端冻结结果的统计；旧报告无此字段时保留原提示，不重算历史。
disclaimer: draftText(result, 'disclaimer'), matchingMessage: draftText(result, 'matchingMessage').length > 0 ? draftText(result, 'matchingMessage') : '产品资料及匹配规则尚未就绪，本报告未执行产品匹配。', modelCode: draftText(result, 'modelCode'),
demand, completenessText, completenessItems, readinessLabel: readiness['status'] == 'evaluated' ? draftText(readiness, 'label') : '未评定',
@@ -77,7 +110,7 @@ export async function fetchAnalysisReport(id: string): Promise<AnalysisReport> {
const fact = rawFacts.find((entry: UTSJSONObject): boolean => entry['id'] == item['factId'])
return (fact == null ? '' : draftText(fact, 'label') + '：') + draftText(item, 'text')
})
return { version, summary: draftText(result, 'summary'), facts, observations, suggestions: result['suggestions'] as string[], dataGaps: result['dataGaps'] as string[], disclaimer: draftText(result, 'disclaimer'), matchingMessage: draftText(result, 'matchingMessage'), modelCode: draftText(result, 'modelCode'), demand: [], completenessText: '旧版报告未计算资料完整度', completenessItems: [], readinessLabel: '未评定', readinessBasis: [], warnings: [] }
return { version, generatedAt, completenessPercent: null, matching, summary: draftText(result, 'summary'), facts, observations, suggestions: result['suggestions'] as string[], dataGaps: result['dataGaps'] as string[], disclaimer: draftText(result, 'disclaimer'), matchingMessage: draftText(result, 'matchingMessage'), modelCode: draftText(result, 'modelCode'), demand: [], completenessText: '旧版报告未计算资料完整度', completenessItems: [], readinessLabel: '未评定', readinessBasis: [], warnings: [] }
}
function enumValue(value: string, labels: string[], codes: string[]): string | null {
@@ -130,8 +163,11 @@ export async function createAssessment(payload: UTSJSONObject): Promise<string>
return id
}
export async function fetchAssessments(cursor: string): Promise<AssessmentPage> {
const result = await requestJson('/assessments', 'GET', { limit: '20', cursor })
export async function fetchAssessments(cursor: string, type: string = ''): Promise<AssessmentPage> {
const params: UTSJSONObject = { limit: '20', cursor }
// 按主体在服务端过滤后分页，不能只过滤当前页而漏掉更早的企业/个人档案。
if (type.length > 0) params['type'] = type
const result = await requestJson('/assessments', 'GET', params)
const items = result['items'] as UTSJSONObject[] | null
return { items: items == null ? [] : items.map((item: UTSJSONObject): AssessmentRecord => recordFrom(item)), hasMore: result['hasMore'] == true, nextCursor: draftText(result, 'nextCursor') }
}
@@ -145,14 +181,26 @@ export async function fetchAssessmentDetail(id: string): Promise<AssessmentDetai
const form = result['form'] as UTSJSONObject | null
if (form == null) throw new Error('评估详情不完整')
const fields: AssessmentField[] = []
const enterprise = result['type'] == 'enterprise'
const sections: ArchiveSection[] = [
{ id: 'basic', icon: 'file-text', title: '基本信息', note: enterprise ? '企业、联系人与融资需求' : '身份、联系方式与融资需求', fields: [], provided: 0 },
{ id: 'income', icon: 'income', title: enterprise ? '经营信息' : '职业与收入', note: enterprise ? '经营行业、月数与营收' : '职业、收入与缴纳情况', fields: [], provided: 0 },
{ id: 'assets', icon: 'asset', title: '资产与负债', note: '贷款、信用卡额度与房车情况', fields: [], provided: 0 },
{ id: 'authorization', icon: 'authorization', title: '资料与授权', note: '私有资料与外部查询授权', fields: [], provided: 0 }
]
const addField = (section: number, label: string, value: string, provided: boolean) => {
const field: AssessmentField = { label, value }
fields.push(field); sections[section].fields.push(field)
if (provided) sections[section].provided++
}
const keys = ['name', 'phone', 'city', 'idCard', 'enterpriseName', 'businessCode', 'occupation', 'company', 'operatingMonths', 'monthlyIncome', 'annualRevenue', 'creditLoanCount', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardCount', 'creditCardTotalLimit', 'creditCardUsedLimit', 'maritalStatus', 'socialSecurity', 'housingFund', 'house', 'car']
const legacy = result['inputVersion'] == null || result['inputVersion'] == 1
// 历史记录使用提交时冻结的用途标签，不拿当前字典重新解释旧需求。
fields.push({ label: '融资金额', value: legacy ? '当时未采集' : yuanToWan(draftText(form, 'requestedAmountYuan')) + ' 万元' } as AssessmentField)
addField(0, '融资金额', legacy ? '当时未采集' : yuanToWan(draftText(form, 'requestedAmountYuan')) + ' 万元', !legacy && form['requestedAmountYuan'] != null)
const term = form['requestedTermMonths'] as number | null
fields.push({ label: '融资期限', value: legacy || term == null ? '当时未采集' : term.toString() + ' 个月' } as AssessmentField)
fields.push({ label: '资金用途', value: legacy ? '当时未采集' : draftText(form, 'purposeLabel') } as AssessmentField)
if (form['purposeCode'] == 'other') fields.push({ label: '用途说明', value: draftText(form, 'purposeDetail') } as AssessmentField)
addField(0, '融资期限', legacy || term == null ? '当时未采集' : term.toString() + ' 个月', !legacy && term != null)
addField(0, '资金用途', legacy ? '当时未采集' : draftText(form, 'purposeLabel'), !legacy && form['purposeCode'] != null)
if (form['purposeCode'] == 'other') addField(0, '用途说明', draftText(form, 'purposeDetail'), draftText(form, 'purposeDetail').length > 0)
const labels = ['姓名 / 联系人', '手机号', '城市', '身份证号', '企业名称', '信用代码', '职业 / 行业', '工作单位', '经营月数', '月收入', '年营收', '信用贷款笔数', '欠款总余额', '贷款月还款金额', '信用卡张数', '信用卡总额度', '信用卡已用额度', '婚姻状况', '社保缴纳', '公积金缴纳', '是否有房', '是否有车']
const moneyKeys = ['monthlyIncome', 'annualRevenue', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardTotalLimit', 'creditCardUsedLimit']
const enumLabels: UTSJSONObject = { married: '已婚', single: '未婚', divorced: '离异', widowed: '丧偶', yes: '有', no: '无', six_months_plus: '连续缴纳6个月以上', under_six_months: '缴纳不足6个月', none: '未缴纳' }
@@ -165,7 +213,10 @@ export async function fetchAssessmentDetail(id: string): Promise<AssessmentDetai
const personalOnly = ['idCard', 'company', 'monthlyIncome', 'maritalStatus', 'socialSecurity', 'housingFund']
const enterpriseOnly = ['enterpriseName', 'businessCode', 'operatingMonths', 'annualRevenue']
if ((result['type'] == 'enterprise' && personalOnly.includes(key)) || (result['type'] == 'personal' && enterpriseOnly.includes(key))) return
const field: AssessmentField = { label: labels[index], value }; fields.push(field)
const incomeKeys = ['occupation', 'company', 'operatingMonths', 'monthlyIncome', 'annualRevenue', 'socialSecurity', 'housingFund']
const assetKeys = ['creditLoanCount', 'totalDebtBalance', 'monthlyLoanPayment', 'creditCardCount', 'creditCardTotalLimit', 'creditCardUsedLimit', 'house', 'car']
// “无”及数值0都是已填写，不能用真值判断遗漏零负债、零经营月数。
addField(incomeKeys.includes(key) ? 1 : (assetKeys.includes(key) ? 2 : 0), labels[index], value, raw != null && value.length > 0)
})
return { record: recordFrom(result), fields }
return { record: recordFrom(result), fields, sections }
}