feat(融资): 新增产品对比页面及相关接口实现

新增产品对比页面 compare/compare，支持同一评估下最多3个产品的横向对比，展示额度、期限、利率、适用条件等核心指标及匹配详情。
新增 matches.uts 服务层，封装匹配列表、详情、公共产品查询接口。
新增 account 分包的 latest-report.uts 服务，用于查找用户最新成功报告。
调整个人中心页面，将“评估记录”改为“开始评估”，新增最近报告直达功能。
更新文档，标记匹配相关接口及原型07、09页面已实现，调整页面数量至26页。
移除 finance 分包中旧的 fetchMatches、fetchProduct 模拟数据接口，统一使用正式API。

packages/account/profile/profile.uvue

@@ -4,7 +4,7 @@
 		<scroll-view scroll-y :style="contentStyle(226, false)">
 			<view class="profile-content">
 				<view class="profile-card" @click="openAccount"><view class="avatar"><image class="profile-avatar" :src="avatar.length > 0 ? avatar : DEFAULT_AVATAR" mode="aspectFill" @error="avatar = ''" /></view><view class="profile-main"><text class="profile-name">{{ displayName }}</text><text class="profile-phone">{{ loggedIn ? maskedPhone : '登录后管理您的融资信息' }}</text></view><text v-if="!loggedIn" class="account-state">未登录</text><AppIcon v-if="loggedIn" name="chevron-right" :size="28" /></view>
-				<view class="stat-row"><view class="stat-item" @click="go('/packages/finance/archive/archive')"><text class="stat-value">查看</text><text class="stat-label">评估记录</text></view><view class="stat-item" @click="openReport"><text class="stat-value">查看</text><text class="stat-label">评估报告</text></view><view class="stat-item" @click="go('/packages/account/points/points')"><AppIcon name="points" :size="42" /><text class="stat-label">积分中心</text></view></view>
+				<view class="stat-row"><view class="stat-item" @click="startAssessment"><AppIcon name="edit-file" :size="42" /><text class="stat-label">开始评估</text></view><view class="stat-item" @click="openReport"><AppIcon name="file-text" :size="42" /><text class="stat-label">{{ reportLoading ? '正在查找…' : '最近报告' }}</text></view><view class="stat-item" @click="go('/packages/account/points/points')"><AppIcon name="points" :size="42" /><text class="stat-label">积分中心</text></view></view>
 				<view class="menu-list"><view class="menu-row" v-for="item in menus" :key="item.name" @click="open(item.key)"><AppIcon :name="item.icon" :size="46" /><text class="menu-name">{{ item.name }}</text><text v-if="item.note.length > 0" class="menu-note">{{ item.note }}</text><AppIcon name="chevron-right" :size="28" /></view></view>
 				<button class="logout" @click="logout">{{ loggedIn ? '退出登录' : '登录 / 注册' }}</button>
 				<text class="version-note">AI融资 · 让融资更简单</text>
@@ -23,6 +23,7 @@
 	import AppIcon from '@/components/AppIcon.uvue'
 	import { getSession } from '@/services/api.uts'
 	import { logoutAccount } from '@/packages/account/services/auth.uts'
+	import { findLatestReportEntry } from '@/packages/account/services/latest-report.uts'
 	import { showAgreementNotice } from '@/services/assessment.uts'
 	import { DEFAULT_AVATAR, getAccountProfile, fetchAccountProfile, maskPhone } from '@/packages/account/services/account.uts'
 	const { contentStyle, pageStyle } = usePageLayout()
@@ -32,7 +33,10 @@
 	const displayName = ref('登录 / 注册')
 	const maskedPhone = ref('')
 	const avatar = ref('')
+	const reportLoading = ref(false)
+	let profileVisible = false; let reportRequest = 0
 	onShow(() => {
+		profileVisible = true
 		const session = getSession()
 		loggedIn.value = session != null
 		const profile = getAccountProfile()
@@ -43,7 +47,45 @@
         }).catch(() => { /* 读取失败保留已归属当前账户的缓存，不显示其他账户资料。 */ })
 	})
 	const go = (url: string) => { uni.navigateTo({ url }) }
-	const openReport = () => { go('/packages/finance/archive/archive') }
+	const startAssessment = () => {
+		const session = getSession()
+		if (session == null) { go('/packages/account/login/login'); return }
+		const token = session.getString('token') ?? ''
+		uni.showActionSheet({ itemList: ['个人评估', '企业评估'], success: (result) => {
+			if (profileVisible && getSession()?.getString('token') == token) go('/packages/finance/entry/entry?type=' + (result.tapIndex == 0 ? 'personal' : 'enterprise'))
+		} })
+	}
+	const openReport = async () => {
+		if (reportLoading.value) return
+		const session = getSession()
+		if (session == null) { go('/packages/account/login/login'); return }
+		const token = session.getString('token') ?? ''; const request = ++reportRequest
+		const current = (): boolean => profileVisible && request == reportRequest && getSession()?.getString('token') == token
+		reportLoading.value = true
+		try {
+			const entry = await findLatestReportEntry()
+			if (!current()) return
+			if (entry != null && entry.status == 'succeeded') {
+				go('/packages/finance/report/report?assessmentId=' + entry.id)
+			} else if (entry != null) {
+				const id = entry.id
+				uni.showModal({ title: '报告生成中', content: '您有一份评估正在排队或分析，可查看当前进度。', confirmText: '查看进度', cancelText: '暂不查看', success: (result) => {
+					if (result.confirm && current()) go('/packages/finance/analyzing/analyzing?assessmentId=' + id)
+				} })
+			} else {
+				uni.showModal({ title: '暂无报告', content: '暂无已完成的评估报告。您可以开始评估，已提交的记录可在“我的融资档案”查看。', confirmText: '开始评估', cancelText: '暂不评估', success: (result) => {
+					if (result.confirm && current()) startAssessment()
+				} })
+			}
+		} catch (err) {
+			if (!profileVisible || request != reportRequest) return
+			if (getSession() == null) { go('/packages/account/login/login'); return }
+			if (current()) uni.showToast({ title: err instanceof Error ? err.message : '报告查找失败，请重试', icon: 'none' })
+		} finally { if (request == reportRequest) reportLoading.value = false }
+	}
+	// 离页或退出后，旧查找结果及弹窗回调不得把用户带到前一个账户的评估。
+	onHide(() => { profileVisible = false; reportRequest++; reportLoading.value = false })
+	onUnload(() => { profileVisible = false; reportRequest++; reportLoading.value = false })
 	const open = (key: string) => {
 		if (key == 'archive') go('/packages/finance/archive/archive')
 		else if (key == 'help') go('/packages/content/help/help')
@@ -72,7 +114,6 @@
 	.account-state { padding: 8rpx 12rpx; border-radius: 8rpx; background-color: #eef4fd; color: #6c84a5; font-size: 22rpx; flex-shrink: 0; margin-left: 10rpx; }
 	.stat-row { min-height: 136rpx; background-color: #fff; border-top: 1rpx solid #edf1f6; border-radius: 0 0 18rpx 18rpx; flex-direction: row; }
 	.stat-item { flex: 1; align-items: center; justify-content: center; }
-	.stat-value { font-size: 31rpx; font-weight: 700; color: #173864; line-height: 44rpx; }
 	.stat-label { color: #7d8ca1; font-size: 24rpx; margin-top: 10rpx; }
 	.menu-list { margin-top: 24rpx; padding: 0 24rpx; border-radius: 18rpx; background-color: #fff; }
 	.menu-row { min-height: 106rpx; flex-direction: row; align-items: center; border-bottom: 1rpx solid #edf1f6; }

packages/account/services/latest-report.uts

@@ -0,0 +1,20 @@
+import { requestJson } from '@/services/api.uts'
+
+export type LatestReportEntry = { id: string, status: string }
+
+async function latestAssessment(status: string): Promise<LatestReportEntry | null> {
+    const result = await requestJson('/assessments', 'GET', { status, limit: '1' })
+    const items = result['items'] as UTSJSONObject[] | null
+    if (items == null) throw new Error('评估记录响应不完整')
+    if (items.length == 0) return null
+    const id = items[0].getString('assessmentId') ?? ''
+    if (!/^[1-9][0-9]{0,9}$/.test(id) || items[0].getString('status') != status) throw new Error('评估记录格式错误，请稍后重试')
+    return { id, status }
+}
+
+// 服务端先按成功状态筛选再取最新提交，避免最近一页中的处理中任务遮住更早的报告。
+// 账户分包只读取共享API，不导入融资分包代码，也不缓存报告或个人资料。
+export async function findLatestReportEntry(): Promise<LatestReportEntry | null> {
+    const report = await latestAssessment('succeeded')
+    return report != null ? report : await latestAssessment('processing')
+}