feat: 优化账户切换时的页面状态一致性，增加登录回跳校验和课程阅读新逻辑

- 增加账户状态监听定时器，页面切换时自动校验账户归属，避免跨账户操作
- 新增登录回跳路径校验函数，限制仅允许指定页面回跳，防止非法跳转
- 课程页改为整篇连续阅读，底部仅一次标记已读，兼容历史记录
- 完善助手、对比页、资料填写页等多处的账户状态校验逻辑，防止错版数据提交
- 优化账户资料请求逻辑，增加版本校验，避免旧请求覆盖新数据

packages/account/security/security.uvue

@@ -19,8 +19,20 @@
 	import { getAccountProfile, maskPhone } from '@/packages/account/services/account.uts'
 	const { pageStyle, contentStyle, bottomStyle } = usePageLayout()
 	const phone = ref('')
-	onShow(() => { if (getSession() == null) { uni.redirectTo({ url: '/packages/account/login/login' }); return }; phone.value = getAccountProfile().phone })
-	const go = (path: string) => { uni.navigateTo({ url: '/packages/account/' + path }) }
+	let ownerToken = ''; let ownerId = ''; let pageVisible = false; let accountTimer = 0
+	const stopAccountTimer = () => { clearInterval(accountTimer); accountTimer = 0 }
+	const sameOwner = (): boolean => {
+		if (!pageVisible) return false
+		const session = getSession()
+		if (ownerToken.length > 0 && session?.getString('token') == ownerToken && session?.getString('userId') == ownerId) return true
+		phone.value = ''; stopAccountTimer()
+		uni.redirectTo({ url: session == null ? '/packages/account/login/login' : '/packages/account/profile/profile' })
+		return false
+	}
+	onShow(() => { pageVisible = true; const session = getSession(); ownerToken = session?.getString('token') ?? ''; ownerId = session?.getString('userId') ?? ''; stopAccountTimer(); if (!sameOwner()) return; phone.value = getAccountProfile().phone; accountTimer = setInterval(() => { sameOwner() }, 1000) })
+	onHide(() => { pageVisible = false; stopAccountTimer(); phone.value = '' })
+	onUnload(() => { pageVisible = false; stopAccountTimer(); phone.value = '' })
+	const go = (path: string) => { if (sameOwner()) uni.navigateTo({ url: '/packages/account/' + path }) }
 </script>
 <style>
 	.security-content { padding: 30rpx; }