refactor: 优化跨端导航适配与页面文案体验

- 新增微信小程序胶囊区域避让布局逻辑
- 统一首页导航与标题对齐规则
- 更新多处演示提示文案为正式表述
- 调整个人中心账户状态显示
- 优化产品页分享按钮条件渲染

packages/finance/report/report.uvue

@@ -3,9 +3,9 @@
 		<AppHeader title="融资需求报告" />
 		<scroll-view scroll-y class="report-scroll" :style="contentStyle(96, false)">
 			<view class="report-content">
-				<view class="score-panel"><text class="score-label">综合评分 · 示例报告</text><view class="score-row"><text class="big-score">85</text><text class="score-unit">分</text><text class="score-badge">良好</text></view><text class="score-caption">从五个维度了解融资资质</text></view>
+				<view class="score-panel"><text class="score-label">综合评分</text><view class="score-row"><text class="big-score">85</text><text class="score-unit">分</text><text class="score-badge">良好</text></view><text class="score-caption">从五个维度了解融资资质</text></view>
 				<view class="radar-panel"><image class="radar-image" src="/packages/finance/static/finance-radar.png" mode="aspectFit"></image><text class="radar-label top">还款能力</text><text class="radar-label left">收入稳定</text><text class="radar-label right">信用状况</text><text class="radar-label bottom-left">资产条件</text><text class="radar-label bottom-right">负债情况</text></view>
-				<view class="conclusion"><text class="section-title">评估结论</text><text class="conclusion-text">示例资质整体良好，可进一步比较信用融资产品的额度、期限与还款安排。</text><view class="suggest-row"><text class="suggest-label">建议期限</text><text class="suggest-value">6–36个月</text></view><text class="report-note">本报告为体验示例，正式评估以授权资料和机构审核为准。</text></view>
+				<view class="conclusion"><text class="section-title">评估结论</text><text class="conclusion-text">可进一步比较信用融资产品的额度、期限与还款安排，结合自身需求选择合适方案。</text><view class="suggest-row"><text class="suggest-label">建议期限</text><text class="suggest-value">6–36个月</text></view><text class="report-note">报告内容仅供参考，实际融资结果以授权资料和机构审核为准。</text></view>
 				<button class="primary-button" @click="viewMatches">查看匹配方案</button>
 			</view>
 		</scroll-view>