refactor: 优化跨端导航适配与页面文案体验

- 新增微信小程序胶囊区域避让布局逻辑
- 统一首页导航与标题对齐规则
- 更新多处演示提示文案为正式表述
- 调整个人中心账户状态显示
- 优化产品页分享按钮条件渲染

packages/finance/confirm/confirm.uvue

@@ -7,7 +7,7 @@
 				<view class="confirm-tip"><view class="tip-icon"><text class="tip-mark">✓</text></view><view class="tip-copy"><text class="tip-title">{{ assessmentType == 'enterprise' ? '企业融资信息' : '个人融资信息' }}</text><text class="tip-desc">请确认后再开始评估，可随时返回修改。</text></view></view>
 				<text v-if="!hasDraft" class="empty-hint">还没有评估信息，请先完成信息填写。</text>
 				<view class="info-section" v-for="section in sections" :key="section.title"><view class="section-bar"><text class="section-name">{{ section.title }}</text><text class="edit" @click="edit(section.step)">编辑</text></view><template v-for="(row, index) in section.rows" :key="row.label"><view v-if="index < 3 || section.expanded" class="info-row"><text class="info-label">{{ row.label }}</text><text class="info-value">{{ row.value }}</text></view></template><text v-if="section.rows.length > 3" class="expand-link" @click="section.expanded = !section.expanded">{{ section.expanded ? '收起详情' : '查看其余信息' }}</text></view>
-				<text v-if="isDemo" class="demo-note">本次为演示评估，不会发起真实融资申请。</text>
+				<text class="assessment-note">提交信息用于融资评估，不代表已向金融机构提交贷款申请。</text>
 				<view class="scroll-spacer" :style="bottomStyle(24)"></view>
 			</view>
 		</scroll-view>
@@ -18,14 +18,13 @@
 <script setup lang="uts">
 	import { usePageLayout } from '@/services/layout.uts'
 	import AppHeader from '@/components/AppHeader.uvue'
-	import { API_BASE_URL, submitAssessment } from '@/packages/finance/services/api.uts'
+	import { submitAssessment } from '@/packages/finance/services/api.uts'
 	import { activeAssessmentType, loadAssessmentDraft, draftText, documentsFromDraft } from '@/services/assessment.uts'
 	const { pageStyle, contentStyle, bottomStyle } = usePageLayout()
 	type InfoRow = { label: string, value: string }
 	type InfoSection = { title: string, step: number, rows: InfoRow[], expanded: boolean }
 	const submitting = ref(false)
 	const hasDraft = ref(false)
-	const isDemo = API_BASE_URL.length == 0
 	const assessmentType = ref('personal')
 	const sections = ref<InfoSection[]>([])
 	const payload = ref<UTSJSONObject>({ source: 'mobile', confirmed: false })
@@ -114,7 +113,7 @@
 	.info-label { color: #758297; font-size: 25rpx; line-height: 38rpx; width: 176rpx; flex-shrink: 0; margin-right: 16rpx; }
 	.info-value { flex: 1; min-width: 0; text-align: right; color: #26374f; font-size: 26rpx; line-height: 38rpx; }
 	.expand-link { color: #7387a3; font-size: 24rpx; padding: 15rpx 0 10rpx; }
-	.demo-note { font-size: 23rpx; line-height: 36rpx; color: #8490a3; margin-top: 24rpx; }
+	.assessment-note { font-size: 23rpx; line-height: 36rpx; color: #8490a3; margin-top: 24rpx; }
 	.scroll-spacer { min-height: 152rpx; }
 	.submit-bar { position: fixed; left: 0; right: 0; bottom: 0; padding: 20rpx 30rpx; border-top: 1rpx solid #edf1f6; background-color: #fff; }
 	.submit-button { margin: 0; }